中信银行简介
来源: 发布时间:2013-11-26 字体:【 】浏览次数:

中信银行(601998.SH、0998.HK)成立于1987年,原名中信实业银行,是中国改革开放中最早成立的新兴商业银行之一,是中国最早参与国内外金融市场融资的商业银行,并以屡创中国现代金融史上多个第一而蜚声海内外。伴随中国经济的快速发展,中信实业银行在中国金融市场改革的大潮中逐渐成长壮大,于2005年8月,正式更名"中信银行"。2006年12月,以中国中信集团和中信国际金融控股有限公司为股东,正式成立中信银行股份有限公司。同年,成功引进战略投资者,与欧洲领先的西班牙对外银行(BBVA)建立了优势互补的战略合作关系。2007年4月27日,中信银行在上海交易所和香港联合交易所成功同步上市。2009年,中信银行成功收购中信国际金融控股有限公司(简称:中信国金)70.32%股权。经过二十多年的发展,中信银行已成为国内资本实力最雄厚的商业银行之一,是一家快速增长并具有强大综合竞争力的全国性商业银行。

中信银行拥有一支业绩卓越、经验丰富的管理团队,他们在金融领域平均拥有超过二十年的从业及管理经验,均为业内知名专家,具有创新的管理理念及全面的操作经验。近年来,在这支优秀管理团队的带领下,中信银行秉承"坚持效益、质量、规模协调发展"、"追求滤掉风险的利润"、"追求稳定增长的市值"和"努力走在中外银行竞争前列"经营管理理念,积极发展公司银行业务、零售银行业务、国际业务、资金资本市场业务、投资银行业务、汽车金融业务、托管业务、信用卡业务和私人银行业务等,并拥有一流的对公客户服务能力,领先同业的国际贸易结算业务、物流融资业务和资金资本市场业务,极具创新能力的投资银行业务以及特色鲜明的零售银行发展战略享誉业界。

中信银行的业务辐射全球近130个国家和地区,在全国设有78家分行和622家支行,主要分布在东部沿海地区以及中西部经济发达城市。全行拥有33,000余名员工,其中有26000多名业务人员以优质的服务向企业客户提供公司银行业务、国际业务、资金资本市场业务、投资银行业务等综合金融解决方案,同时向个人客户提供个人理财、信用卡、消费信贷、私人银行、出国金融等全方位金融产品。

中信银行已经建立了独立、全面、垂直、专业的风险管理体系,追求滤掉风险的效益,不断提升量化风险的技术能力,按照巴塞尔协议和风险管理要求,加强资本约束管理,不断提升资产管理和内部管理水平。近几年来,中信银行信贷资产不良率大大低于上市银行的平均水平,资产质量显著提高。

凭借业务的快速发展,优秀的管理能力、出色的财务表现和审慎的风险控制,中信银行近年来的成就广获业界认同,并深受国内外权威机构的肯定。在英国《金融时报》公布的"2010年全球市值500强企业排行榜中,中信银行排名第185位。在英国《银行家》杂志2010年全球1000家银行排名中,中信银行一级资本和总资产排名分别位居第67位和第72位。在英国品牌顾问公司Brand Finance2010年的评测中,中信银行品牌跻身全球最具价值品牌500强,位列第480位,品牌价值23.42亿美元。在中国《金融时报》和中国社会科学院2008-2010年度中国金融机构金牌榜"金龙奖"评选活动中,中信银行连续两年荣膺"最佳股份制商业银行"称号。

About CNCB

Founded in 1987, China CITIC Bank (601998.SH; 0998.HK), formerly known as CITIC Industrial Bank, is one of the earliest emerging commercial banks established during China's reform and opening up and among China's first commercial banks engaging in financing in domestic and international financial markets. It is famous home and abroad for creating numerous number ones in Chinese contemporary financial history. With the rapid development of China's economy, CITIC Industrial Bank got a consistent growth in the tide of China's financial market reform, and had its name officially changed to China CITIC Bank in August 2005. In December 2006, China CITIC Bank Corporation Limited was set up with CITIC Group and CITIC International Financial Holdings Limited (CIFH) as shareholders. The year 2006 also witnessed China CITIC Bank's introduction of a strategic investor ---Banco Bilbao Vizcaya Argentaria S.A. (BBVA), a leading bank in Europe, and established a reciprocal and complementary strategic cooperation relationship,. On 27 April 2007, China CITIC Bank was successfully listed on both Shanghai Stock Exchange and The Stock Exchange of Hong Kong Limited. In 2009, China CITIC Bank successfully accomplished its acquisition of the 70.32% equity interest in CIFH. Over the past two decades, China CITIC Bank has grown to be one of the domestic commercial banks with strong capital base and become a fast growing national commercial bank with great comprehensive competitive edge.

China CITIC Bank boasts a management team with outstanding performance and rich experience, among which are all celebrated experts with dedication of more than 20 years in the field of finance, as well as innovative concept in management and comprehensive experience in operation. In recent years, under the leadership of such a team, China CITIC Bank has adopted the business management philosophy of "insisting on the coordinated development of profit, quality and scale", "pursuing a risk- adjusted profit", "seeking for a market capitalization with stable growth" and "striving to take the lead among banks from home and abroad", according to which China CITIC Bank has developed actively the corporate banking business, retail banking business, international business, treasury and capital market business, investment banking business, auto financing business, custody business, credit card business and private banking business. In addition, China CITIC Bank is endowed with the capability of providing first-rate services for corporate customers, and has won favorable reputation in financial sector with its leading international trade settlement business, logistics financing business and treasury and capital market business, as well as its innovation in developing investment banking business and its distinct strategy for developing retail banking business.

China CITIC Bank's business covers nearly 130 countries and regions all over the world with 78 branches and 622 sub-branches in Chinese Mainland mainly located in Eastern coastal regions and economically developed cities in central and Western regions. China CITIC Bank has a total of over 33,000 employees, among which more than 26,000 business personnel, with high quality financial service, provide corporate customers with integrated financial solutions including corporate banking, international business, treasury and capital market business and investment banking business, and provide individual customers with vast varieties of financial products including wealth management, credit card, consumer credit, private banking and go-abroad financial service products.

Having established an independent, comprehensive, vertical and professional risk management system, China CITIC Bank pursued a risk-adjusted profit with increasing efforts made in developing its capability in using risk quantification technique. China CITIC Bank also strengthened the capital constraint management and upgraded the assets management and internal management on a consistent basis in accordance with the Basel Accord and the requirements of risk management. Furthermore, China CITIC Bank has made dramatic improvement in assets quality in recent years, and its NPL ratio is much lower than the average level of listed banks.

In recent years, China CITIC Bank has won wide recognition in financial sector and affirmation from authorities from home and abroad due to its rapid business growth, excellent management capability, outstanding financial performance and prudential risk control. China CITIC Bank ranked the 185th among the "2010 Global Top 500 Enterprises in market value" released by The Financial Times of the United Kingdom. Among "Top 1000 World Banks" released by The Banker magazine of the United Kingdom, China CITIC Bank ranked the 67th in terms of tier-1 capital and the 72th in terms of total assets. The Bank, with a brand value of USD 2.342 billion, ranked the 480th among the Brand Finance Global 500l brands in the evaluation in 2010conducted by Brand Finance, a British brand consulting company, . Moreover, China CITIC Bank was awarded the "Best Joint Stock Commercial Bank of the Year" for two consecutive years in the "2008-2010 Chinese Financial Institution Golden Medal List and the Golden Dragon Election" jointly organized by Financial News Press and Chinese Academy of Social Sciences.